Expert Financial Advice in Reading
"Deliberately Different"Our Mantra
For most people, getting financial planning and advice should be straightforward, uncostly and, if done correctly, should benefit future generations.
It is an area that is frequently overly complicated with jargon and can feel inaccessible to clients. We keep our advice simple and in plain English.
Contrary to the clichéd industry mantra that “all clients are different,” our experience is that most clients want the same things:
Investment Management
To grow their investments while taking a suitable amount of risk.
Financial Planning
To benefit from ongoing advice and guidance to support their long-term financial goals and objectives.
Our Advice Process
Our personal financial planning and advice service begins with us building a picture of your financial circumstances, helping us to understand your personal and financial objectives in detail, and allowing us to discuss your appetite for investment risk. Subsequently, we construct and propose a tailored financial strategy designed to meet your long-term goals.
At least once per year, we will meet to complete a full review of your financial circumstances and investment strategy, discussing developments and agreeing on any necessary changes to keep your plan on track.
Naturally, we also look to make effective use of any available tax allowances suitable for our clients, such as ISA, pension and gift allowances. We also consider more complex strategies encompassing wealth preservation and estate planning.
Our Services
Pensions
Pensions are often ignored until later in life as they are (perhaps unfairly) seen to be quite boring..! They are however arguably the most tax-efficient form of investment and can be an extremely effective way to generate long-term wealth. We do not find them boring!
Pension rules have changed considerably in recent years and can offer investors significant advantages. In some cases, for instance, it is possible to benefit from tax relief of up to 60% on pension contributions. Some pensions are also exempt from inheritance tax (IHT).
In spite of this, and irrespective of the fact that they often account for a large percentage of an individual’s total invested assets, pensions are often overlooked as part of an overall investment management strategy. As a result, ensuring that they are managed properly is imperative.
In addition to advising on the setup of new personal pension schemes and the efficient use of contribution allowances, we also find that clients often have several historic pensions that may benefit from being consolidated (in full or in part).
Retirement Planning
Retirement requires planning, no matter your financial situation. Our goal is to provide you with tailored guidance and support for achieving the retirement you envision.
There is no one-size-fits-all approach; our role is to offer informed advice customised for your unique circumstances and objectives. Whether you seek to travel, spend more time with family, or have flexibility in your schedule, we can help devise a road-map to get you there.
Retirement should be a rewarding new chapter. We are here to listen, advise, and support you each step of the way.
Cashflow Planning
We employ cashflow modelling to help with investment and retirement planning and to assist with the accumulation and decumulation of assets to support your objectives.
This can show whether or not you are on track for your financial objectives and can help you to make informed decisions. This can be reviewed and updated periodically to monitor progress and to take account of any changes to your circumstances.
Savings & Investments
Our goal with savings and investments is to develop a deep understanding of your complete financial picture.
Our advisors approach money management as a personalised and collaborative process designed to help you secure your ideal future through financial advice.
Together, we’ll review and adjust the plan regularly to ensure it evolves with your changing objectives. Our role is to listen, advise, and give you the confidence that your finances are structured in the most optimal way possible.
Tax Planning
Managing taxes can be challenging, especially when your financial situation is complex.
That’s why our team is here to provide you with customised tax planning support.
As a boutique, our experienced advisors work closely with you to understand your unique goals and priorities. With sensitivity and discretion, we explore tax strategies tailored specifically to your circumstances.
When you collaborate with us, you can feel confident that you are working with advisors who will be by your side, making tax planning a seamless, positive experience.
Estate Planning
Planning for the future is so important, but it’s something many of us put off.
Estate planning allows you to thoughtfully decide what will happen to your assets and provide for your loved ones after you’re gone.
We’ll listen to your wishes and concerns, explain your options in a straightforward way, and help craft a customised plan for you and your family.
Estate planning isn’t just about money and documents; it’s about the people you love and care for most.
Let us help you secure their futures while providing you with peace of mind.
School Fee Planning
The costs of school fees can put considerable strain on family finances. This major expense is comparable to purchasing a home in terms of financial impact.
Our in-depth understanding of personal finance allows us to take a skilled approach to school fee planning. Our experts help families fund their children’s schooling in a way that saves them money and aligns with their overall financial goals.
Our tailored advice aims to make educational expenses more manageable for our clients.
Financial Protection
While we cannot foresee what’s ahead, our team of financial planners can help you to protect what matters most – your family, home, income, and future.
“They are a unique firm, I like the fact that they invest alongside their clients and that they have all worked for large companies in London but prefer a more friendly approach in beautiful West Berkshire countryside.”
Google Review
“I am so pleased I came across Featherstone. They are so refreshing in comparison to other advisors I have spoken to. They are very professional and have put an excellent financial plan in place for me and my family. I am really enjoying working with them.”
Google Review
“Alex May and his team deliver a first-class service that help me and my family navigate various investment and financial-planning matters. I highly recommend Featherstone Partners to anyone seeking top-tier advice in this sphere.”
Google Review
“In an era when many firms try to claim the title “boutique” or “family office”, Featherstone is genuinely both.”
Spear’s Magazine
“Working with the Featherstone team has been a fantastic experience. The team and staff here truly go above and beyond to make sure their clients feel valued and supported.”
One of Our Clients
“Their CVs were impressive, all having worked for large firms in London and seem to have more about them than the local people I had spoken to before in Hampshire/Berkshire.”
Google Review
“What’s refreshing about this business is that they seem to be taking a new approach to private wealth management – prepared to spend the time and focus on customer service irrespective of the size of your estate, in order to to win trust.”
Google Review
“Refreshingly current in approach and forward thinking in their advice. I was very impressed with the Featherstone team for providing such a high quality and personal service.”
Google Review
“I have been with Featherstone for the past four years and couldn’t be happier. Good advice given from a very knowledgeable and approachable team.”
One of our Clients
“We are featured in the upcoming Spear’s Wealth Managers Index 2024 as a Recommended HNW Wealth Manager”
Spears 500