Pension Advice – Berkshire
“Smaller, friendlier & more approachable”Our Mantra
Our Pension Services...
Pension Planning
Putting money into a pension is one of the best ways to save and invest tax-free. The rules around how much you can put in each year are different for everyone. They depend not only on your income but on a large variety of other things too. Our pension experts will help you make smart choices about paying into your pension and planning for retirement. We take a tailored approach to all our advice, we look at your own specific situation and goals and formulate a plan from there.
Our advisors have lots of industry experience and can provide you with expert guidance on making the most of all your pensions. This includes your state pension and any workplace or private pensions that you may have.
Income Planning
Unsure if you have adequately planned for your pension income? Our experienced financial advisors can help ensure you make the most of your pensions and retirement savings.
We provide professional guidance on consolidating workplace and private pensions, deciding when to start taking pension benefits, and choosing income options like annuities versus drawdowns. Our goal is to maximise your retirement income and minimise taxes paid.
No matter what pensions you have, we look at your overall situation and suggest strategies to maximise lifelong retirement cash flow. We can use cashflow planning to run projections and scenarios to help you target the income you need.
Get the expertise and peace of mind that you deserve.
Defined Benefit Pension Schemes
These days, most people don’t get a traditional pension that pays a guaranteed amount when they retire. Those old “gold-plated” pensions mainly exist now only in the public sector or as old schemes.
Instead, many workplace pensions now put more responsibility on the employee. The company contributes to your pension pot, but doesn’t promise you’ll get a certain amount when you retire.
Our financial experts can provide balanced advice about this part of your retirement planning.
Self-Invested Personal Pensions
A Self-Invested Personal Pension (SIPP) is a flexible type of pension. It gives you more freedom to choose investments than old-fashioned pensions did. With a SIPP, you’re not stuck with just a few options. You can invest in things like stocks, bonds, funds, commercial property, and land.
SIPPs can help you plan for retirement effectively. You can take pensions from old jobs and combine them into one SIPP. That makes it easier to invest everything together in a sensible way. SIPPs can also reduce the inheritance tax your family might pay.
At Featherstone, we provide advice about SIPPs and we can also help you build up and manage the assets in your pensions.
Benefits to getting Pension Advice
“They are a unique firm, I like the fact that they invest alongside their clients and that they have all worked for large companies in London but prefer a more friendly approach in beautiful West Berkshire countryside.”
Google Review
“I am so pleased I came across Featherstone. They are so refreshing in comparison to other advisors I have spoken to. They are very professional and have put an excellent financial plan in place for me and my family. I am really enjoying working with them.”
Google Review
“Alex May and his team deliver a first-class service that help me and my family navigate various investment and financial-planning matters. I highly recommend Featherstone Partners to anyone seeking top-tier advice in this sphere.”
Google Review
“In an era when many firms try to claim the title “boutique” or “family office”, Featherstone is genuinely both.”
Spear’s Magazine
“Working with the Featherstone team has been a fantastic experience. The team and staff here truly go above and beyond to make sure their clients feel valued and supported.”
One of Our Clients
“Their CVs were impressive, all having worked for large firms in London and seem to have more about them than the local people I had spoken to before in Hampshire/Berkshire.”
Google Review
“What’s refreshing about this business is that they seem to be taking a new approach to private wealth management – prepared to spend the time and focus on customer service irrespective of the size of your estate, in order to to win trust.”
Google Review
“Refreshingly current in approach and forward thinking in their advice. I was very impressed with the Featherstone team for providing such a high quality and personal service.”
Google Review
“I have been with Featherstone for the past four years and couldn’t be happier. Good advice given from a very knowledgeable and approachable team.”
One of our Clients
“We are featured in the upcoming Spear’s Wealth Managers Index 2024 as a Recommended HNW Wealth Manager”
Spears 500