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Expert Retirement Planning Hampshire

“Deliberately different.”
Our Mantra

Planning for retirement may seem overwhelming at first, but it’s important to start thinking about your financial future early…

With life expectancy rising and retirements now lasting 30 years or more, having a robust retirement plan is essential. Our team always takes a personalised approach to helping you develop a comprehensive strategy to achieve your retirement goals.

We aim to help you understand all of your investment options so that you can make informed decisions to retire comfortably.

Our Retirement Planning Services...

Pension Planning

Pension contributions can be one of the most tax-efficient ways to save and invest. Restrictions around pension allowances can differ from person to person, shaped by the level and source of personal income as well as a range of other variables. Our team of pension advisors help you to understand your personal allowances, giving you the ability to make informed decisions about pension contributions and retirement planning with your own circumstances and objectives in mind.

Defined Benefit Pension Schemes

Unless you work in the public sector or have a historic pension scheme, gone are the days of retiring with a generous guaranteed defined benefit pension, also known as a final salary pension.

These ‘gold-plated’ schemes have made way for often more vanilla and less flexible workplace pension schemes, where the employer’s burden of responsibility is transferred to the employee.

Our financial planners offer measured advice on this part of your personal financial planning.

Self-Invested Personal Pensions

A Self-Invested Personal Pension (SIPP) is a modern, flexible form of defined contribution pension, giving the owner more freedom in how to invest than has historically been offered by traditional pension schemes. Instead of selecting from a limited range of investment options, SIPPs allow for access to a wider range of investments and types of assets. These include equities, bonds, funds, commercial property, and land.

SIPPs can be used in retirement planning as vehicles for the consolidation of historic workplace schemes, allowing multiple pensions to be gathered in one place and invested coherently. SIPPs can also be used for effective inheritance tax planning.

At Featherstone we provide advice & recommendations around SIPPS and the accumulation and decumulation of assets.

Cashflow Planning

We employ cashflow modelling to help with investment and retirement planning and to assist with the accumulation and decumulation of assets to support your objectives. This can show whether or not you are on track for your financial objectives and can help you to make informed decisions. This can be reviewed and updated periodically to monitor progress and to take account of any changes to your circumstances.

Benefits of Retirement Planning

Here at Featherstone partners, our expert team are well equipped to introduce you to the wealth of benefits in retirement investment and financial planning. From financial security and peace of mind, to increased financial growth within your retirement accounts, there are a number of personal, professional and lifestyle benefits when it comes to retirement investment and savings.

Starting Your Retirement Planning

The first step in achieving financial freedom with your retirement accounts and funds is consolidating your goals. This process, guided by one of our investment specialists, can help you create a personalised plan that aligns with your needs. Get in touch for more information as to how we can help.