Expert Retirement Planning Reading
“Deliberately different.”Our Mantra
Planning for retirement may seem overwhelming at first, but it’s important to start thinking about your financial future early…
With life expectancy rising and retirements now lasting 30 years or more, having a robust retirement plan is essential. Our team always takes a personalised approach to helping you develop a comprehensive strategy to achieve your retirement goals.
We aim to help you understand all of your investment options so that you can make informed decisions to retire comfortably.
Our Retirement Planning Services...
Pension Planning
Pension contributions can be one of the most tax-efficient ways to save and invest. Restrictions around pension allowances can differ from person to person, shaped by the level and source of personal income as well as a range of other variables. Our team of pension advisors help you to understand your personal allowances, giving you the ability to make informed decisions about pension contributions and retirement planning with your own circumstances and objectives in mind.
Defined Benefit Pension Schemes
Unless you work in the public sector or have a historic pension scheme, gone are the days of retiring with a generous guaranteed defined benefit pension, also known as a final salary pension.
These ‘gold-plated’ schemes have made way for often more vanilla and less flexible workplace pension schemes, where the employer’s burden of responsibility is transferred to the employee.
Our financial planners offer measured advice on this part of your personal financial planning.
Self-Invested Personal Pensions
A Self-Invested Personal Pension (SIPP) is a modern, flexible form of defined contribution pension, giving the owner more freedom in how to invest than has historically been offered by traditional pension schemes. Instead of selecting from a limited range of investment options, SIPPs allow for access to a wider range of investments and types of assets. These include equities, bonds, funds, commercial property, and land.
SIPPs can be used in retirement planning as vehicles for the consolidation of historic workplace schemes, allowing multiple pensions to be gathered in one place and invested coherently. SIPPs can also be used for effective inheritance tax planning.
At Featherstone we provide advice & recommendations around SIPPS and the accumulation and decumulation of assets.
Cashflow Planning
We employ cashflow modelling to help with investment and retirement planning and to assist with the accumulation and decumulation of assets to support your objectives. This can show whether or not you are on track for your financial objectives and can help you to make informed decisions. This can be reviewed and updated periodically to monitor progress and to take account of any changes to your circumstances.
Benefits of Retirement Planning
Here at Featherstone partners, our expert team are well equipped to introduce you to the wealth of benefits in retirement investment and financial planning. From financial security and peace of mind, to increased financial growth within your retirement accounts, there are a number of personal, professional and lifestyle benefits when it comes to retirement investment and savings.
Starting Your Retirement Planning
The first step in achieving financial freedom with your retirement accounts and funds is consolidating your goals. This process, guided by one of our investment specialists, can help you create a personalised plan that aligns with your needs. Get in touch for more information as to how we can help.
“They are a unique firm, I like the fact that they invest alongside their clients and that they have all worked for large companies in London but prefer a more friendly approach in beautiful West Berkshire countryside.”
Google Review
“I am so pleased I came across Featherstone. They are so refreshing in comparison to other advisors I have spoken to. They are very professional and have put an excellent financial plan in place for me and my family. I am really enjoying working with them.”
Google Review
“Alex May and his team deliver a first-class service that help me and my family navigate various investment and financial-planning matters. I highly recommend Featherstone Partners to anyone seeking top-tier advice in this sphere.”
Google Review
“In an era when many firms try to claim the title “boutique” or “family office”, Featherstone is genuinely both.”
Spear’s Magazine
“Working with the Featherstone team has been a fantastic experience. The team and staff here truly go above and beyond to make sure their clients feel valued and supported.”
One of Our Clients
“Their CVs were impressive, all having worked for large firms in London and seem to have more about them than the local people I had spoken to before in Hampshire/Berkshire.”
Google Review
“What’s refreshing about this business is that they seem to be taking a new approach to private wealth management – prepared to spend the time and focus on customer service irrespective of the size of your estate, in order to to win trust.”
Google Review
“Refreshingly current in approach and forward thinking in their advice. I was very impressed with the Featherstone team for providing such a high quality and personal service.”
Google Review
“I have been with Featherstone for the past four years and couldn’t be happier. Good advice given from a very knowledgeable and approachable team.”
One of our Clients
“We are featured in the upcoming Spear’s Wealth Managers Index 2024 as a Recommended HNW Wealth Manager”
Spears 500